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    Headshot for Associate Toniann Ciappetta
    1. Toniann Ciappetta, REALTOR ®
    2. Tropic Shores Realty
    3. Mobile: 352.585.2149
    4. toniannsells@gmail.com
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    FHA Closing Hang Ups
    January 29, 2016

    Swimming Pools ; Clean it! A nasty, green dirty pool will need to be cleaned. Many underwriters will consider this a health hazard and require it to be sparkly blue and clean.

    Heating/Cooling; FHA only requires a heat source, a permanent heat source. A fireplace or wood stove is NOT a permanent heat source. Central air conditioning is not required, but if installed, must be operational.

    Electrical wiring; No exposed wires! This includes something as simple as a missing outlet cover or ceiling fixture. The wiring must be covered.

    These are just a few things that I find many times when performing FHA appraisals for lending. Every one of them can trigger a repair requirement. It may hold up your closing while you get the items fixed and wait for additional inspections that will be required.