Gulf Access Waterfront Gem in Hernando Beach No HOA & No Rental Restrictions! Welcome to your slice of Florida paradise! This charming 3 bedroom, 2 bathroom waterfront home offers direct Gulf access and is nestled in the heart of the desirable and up and coming Hernando Beach community. With no HOA and no rental restrictions, this property is ideal as a full time residence, vacation getaway, or income generating investment! Step inside to discover a spacious split floor plan featuring a sunken living room with a cozy wood burning fireplace, a large kitchen with an adjoining dining area, and expansive covered decks that span the rear of the homeaccessible from both bedrooms and the living room via sliding glass doors. The primary suite includes two walk in closets and a fully remodeled bathroom complete with a glass enclosed shower and built in seat. The secondary bedroom also offers laundry hookups, adding flexibility to your living space. Downstairs, you'll find a 3 car garage setupa tandem 2 car bay with rear access and a separate enclosed 1 car garageplus a climate controlled laundry room. Access to the ground level is available from both interior stairs and rear porches. Outside, enjoy mature landscaping, an outdoor shower, and your own private wood dock with deep water accessperfect for boating, kayaking, fishing, and paddleboarding. Additional perks include a new roof (2020) and transferable flood insurance at just $841/year! Located minutes from Weeki Wachee Springs, restaurants, shops, schools, and the Suncoast Parkway, this home offers the perfect blend of coastal charm, convenience, and outdoor adventure. Don't miss your chance to own this unique waterfront retreatschedule your private showing today!